:root{
    --blue:#183f63;
    --blue-dark:#102c46;
    --blue-soft:#eef4f8;
    --ink:#1f2933;
    --muted:#5f6b76;
    --line:#d9e1e7;
    --paper:#ffffff;
    --off:#f7f9fb;
    --max:1180px;
    --radius:14px;
    --shadow:0 8px 28px rgba(16,44,70,.08);
  }
  *{box-sizing:border-box}

  .brand-banner{
    background:#06467d;
    display:flex;
    justify-content:center;
    align-items:center;
    overflow:hidden;
    border-bottom:1px solid rgba(255,255,255,.15);
  }
  .brand-banner img{
    display:block;
    width:auto;
    max-width:100%;
    height:auto;
    max-height:260px;
  }


  /* Site-wide typography: use Cambria everywhere text is rendered.
     The banner artwork is an image and therefore keeps its embedded lettering. */
  html, body, body * {
    font-family: Cambria, Georgia, "Times New Roman", serif !important;
  }

  html{scroll-behavior:smooth;scroll-padding-top:96px}
  
section[id]{scroll-margin-top:96px}
body{
    margin:0;
    font-family: Cambria, Georgia, "Times New Roman", serif;
    color:var(--ink);
    background:var(--paper);
    line-height:1.55;
  }
  a{color:inherit}
.term-link{
  color:inherit;
  text-decoration:underline;
  text-decoration-thickness:1px;
  text-underline-offset:3px;
  text-decoration-color:rgba(24,63,99,.55);
}
.term-link:hover{color:var(--blue);text-decoration-color:var(--blue)}

  .sans{font-family:Cambria, Georgia, "Times New Roman", serif}
  .wrap{width:min(var(--max), calc(100% - 40px)); margin:0 auto}
  header{
    position:sticky; top:0; z-index:50;
    background:rgba(255,255,255,.96);
    backdrop-filter:blur(8px);
    border-bottom:1px solid var(--line);
  }
  .nav{
    min-height:78px; display:flex; align-items:center; justify-content:space-between; gap:26px;
  }
  .brand{
    display:flex; align-items:center; gap:12px; text-decoration:none;
  }

  .nav-logo{
    display:block;
    width:205px;
    height:auto;
    max-height:48px;
  }

  .mark{
    width:43px;height:43px;border-radius:9px;background:var(--blue);
    position:relative; overflow:hidden; box-shadow:var(--shadow);
  }
  .mark:before,.mark:after{
    content:""; position:absolute; bottom:9px; width:35px; height:35px;
    background:white; transform:rotate(45deg);
  }
  .mark:before{left:-18px}
  .mark:after{right:-22px; opacity:.8}
  .brand-text strong{
    display:block; color:var(--blue-dark); font:700 16px/1.1 Cambria, Georgia, "Times New Roman", serif;
    letter-spacing:.055em;
  }
  .brand-text span{
    display:block; margin-top:4px; color:var(--muted); font:12px/1 Cambria, Georgia, "Times New Roman", serif;
    letter-spacing:.08em;
  }
  nav{display:flex; align-items:center; gap:21px; font:600 14px/1 Cambria, Georgia, "Times New Roman", serif}
  nav a{text-decoration:none; color:#2d3a45}
  nav a:hover{color:var(--blue)}
  .drop{position:relative;display:inline-flex;align-items:center;align-self:stretch}
  .dropmenu{
    display:none; position:absolute; top:26px; left:-16px; width:265px;
    padding:10px; background:white; border:1px solid var(--line); border-radius:10px; box-shadow:var(--shadow);
  }
  .drop:hover .dropmenu{display:block}
  .dropmenu a{display:block; padding:10px 11px; border-radius:7px}
  .dropmenu a:hover{background:var(--blue-soft)}
  .button{
    display:inline-flex; align-items:center; justify-content:center; gap:8px;
    border-radius:8px; padding:12px 18px; font:700 14px/1 Cambria, Georgia, "Times New Roman", serif;
    text-decoration:none; border:1px solid var(--blue); transition:.18s ease;
  }
  .button.primary{background:var(--blue); color:white}
  .button.primary:hover{background:var(--blue-dark)}
  .button.secondary{background:white; color:var(--blue)}
  .button.secondary:hover{background:var(--blue-soft)}
  .hero{
    padding:58px 0 56px;
    background:
      linear-gradient(100deg, rgba(255,255,255,.98) 0%, rgba(255,255,255,.94) 52%, rgba(238,244,248,.82) 100%);
    border-bottom:1px solid var(--line);
  }
  .hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:60px;align-items:center}
  .eyebrow{
    margin:0 0 14px; color:var(--blue); font:700 13px/1 Cambria, Georgia, "Times New Roman", serif;
    text-transform:uppercase; letter-spacing:.11em;
  }
  h1{font-size:46px; line-height:1.08; margin:0 0 20px; color:var(--blue-dark); font-weight:700}
  .hero p.lead{font-size:21px; line-height:1.55; max-width:760px; margin:0 0 22px; color:#34434f}
  .credential{font:600 14px/1.4 Cambria, Georgia, "Times New Roman", serif;color:var(--muted);margin:0 0 27px}
  .hero-actions{display:flex;gap:12px;flex-wrap:wrap}
  .hero-note{
    border-left:4px solid var(--blue); background:white; padding:23px 24px; box-shadow:var(--shadow); border-radius:0 var(--radius) var(--radius) 0;
  }
  .hero-note .big{font-size:30px;color:var(--blue-dark);font-weight:700}
  .hero-note p{margin:7px 0 0;color:var(--muted);font-family:Cambria, Georgia, "Times New Roman", serif;font-size:14px}
  section{padding:72px 0}
  section.alt{background:var(--off)}
  .section-head{max-width:770px;margin-bottom:34px}
  .section-head h2{font-size:34px;line-height:1.2;color:var(--blue-dark);margin:0 0 12px}
  .section-head p{font-size:17px;color:var(--muted);margin:0}
  .cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
  .card{
    background:white;border:1px solid var(--line);border-radius:var(--radius);padding:25px 24px;box-shadow:0 4px 20px rgba(16,44,70,.04);
    display:flex;flex-direction:column;min-height:250px
  }
  .card h3{color:var(--blue-dark);font-size:21px;line-height:1.25;margin:0 0 11px}
  .card p{color:#4a5864;margin:0 0 20px;font-size:15px}
  .card a{margin-top:auto;color:var(--blue);font:700 14px Cambria, Georgia, "Times New Roman", serif;text-decoration:none}
  .card a:hover{text-decoration:underline}
  .experience-grid{display:grid;grid-template-columns:230px .9fr 1.15fr;gap:38px;align-items:center}
  .experience-grid h2{font-size:34px;color:var(--blue-dark);margin:0 0 13px}
  .experience-grid p{color:#4a5864;font-size:17px}

  .headshot-wrap{display:flex;justify-content:center}
  .headshot{
    width:220px;
    aspect-ratio:1/1.15;
    object-fit:cover;
    object-position:center 24%;
    border-radius:14px;
    border:1px solid var(--line);
    box-shadow:var(--shadow);
    background:white;
  }

  .stats{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
  .stat{border:1px solid var(--line);border-radius:12px;padding:22px;background:white}
  .stat strong{display:block;font:700 31px/1 Cambria, Georgia, "Times New Roman", serif;color:var(--blue)}
  .stat span{display:block;margin-top:9px;font:600 13px/1.3 Cambria, Georgia, "Times New Roman", serif;color:var(--muted)}
  .audience-row{display:grid;grid-template-columns:repeat(5,1fr);gap:12px}
  .audience{
    border:1px solid var(--line);border-radius:10px;padding:18px 14px;background:white;text-align:center;
    font:700 14px/1.35 Cambria, Georgia, "Times New Roman", serif;color:#33424f;
  }
  .subnote{margin-top:20px;color:var(--muted);font-size:16px;max-width:880px}
  .steps{display:grid;grid-template-columns:repeat(5,1fr);gap:14px;counter-reset:step}
  .step{position:relative;border-top:4px solid var(--blue);padding:20px 14px 0}
  .step strong{display:block;color:var(--blue-dark);font:700 16px/1.25 Cambria, Georgia, "Times New Roman", serif;margin-bottom:8px}
  .step p{font:14px/1.45 Cambria, Georgia, "Times New Roman", serif;color:var(--muted);margin:0}
  .step .num{
    width:30px;height:30px;border-radius:50%;background:var(--blue);color:white;
    display:flex;align-items:center;justify-content:center;font:700 13px Cambria, Georgia, "Times New Roman", serif;margin-bottom:12px;
  }
  .process-foot{margin-top:30px;padding:18px 20px;background:var(--blue-soft);border-radius:10px;display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}
  .process-foot p{margin:0;color:#3a4a56;font-size:16px}
  .process-foot .button{color:#fff;font-weight:700;text-decoration:none}
  .closing{display:grid;grid-template-columns:1fr 1fr;gap:22px}
  .closing-box{border:1px solid var(--line);border-radius:var(--radius);padding:30px;background:white}
  .closing-box h3{font-size:25px;color:var(--blue-dark);margin:0 0 11px}
  .closing-box p{color:var(--muted);margin:0 0 22px}
  footer{background:var(--blue-dark);color:#dfe9f0;padding:36px 0}
  .footer-grid{display:grid;grid-template-columns:1fr auto;gap:30px;align-items:end}
  footer strong{color:white;font-family:Cambria, Georgia, "Times New Roman", serif}
  footer p{margin:7px 0 0;font:13px/1.6 Cambria, Georgia, "Times New Roman", serif}
  .footlinks{display:flex;gap:16px;flex-wrap:wrap;justify-content:flex-end;font:13px Cambria, Georgia, "Times New Roman", serif}
  .footlinks a{color:#dfe9f0;text-decoration:none}
  .disclaimer{border-top:1px solid rgba(255,255,255,.18);margin-top:24px;padding-top:18px;font:12px/1.5 Cambria, Georgia, "Times New Roman", serif;color:#c7d3dc}
  .mobile-menu{display:none}
  @media (max-width: 920px){
    nav{display:none}
    .mobile-menu{display:inline-flex}
    .hero-grid,.experience-grid,.closing{grid-template-columns:1fr}
    .cards{grid-template-columns:repeat(2,1fr)}
    .audience-row{grid-template-columns:repeat(2,1fr)}
    .steps{grid-template-columns:1fr 1fr}
    h1{font-size:42px}
  }
  @media (max-width: 620px){
    .wrap{width:min(var(--max), calc(100% - 28px))}
    .nav{min-height:68px}
    .brand-text span{display:none}
    .nav-logo{width:165px;max-height:40px}
    .hero{padding:58px 0}
    h1{font-size:36px}
    .hero p.lead{font-size:18px}
    section{padding:54px 0}
    .cards,.audience-row,.steps{grid-template-columns:1fr}
    .stats{grid-template-columns:1fr 1fr}
    .headshot{width:190px}
    .footer-grid{grid-template-columns:1fr}
    .footlinks{justify-content:flex-start}
  }